Protect your income and hard work with disability insurance

Disability Insurance Protects Your Hard Work and Your Income

You’ve worked hard to get where you’re at. Your hard work allows you to earn an income and pay for things you need – or want – in life. If you suddenly became unable to work, your paycheck would most likely stop – making it difficult to pay your mortgage, car payment, utilities, etc. Disability insurance protects your income and […]

Accidents Can Happen to Anyone – Disability Insurance Can Protect Your Income if it Does

“Who would have expected to be permanently disabled from a broken arm?”

Delayed Social Security Disability Benefits forced Monica to use her retirement savings after a simple broken arm turned tragic.

Monica had it all by the age of 37: A successful career in the financial field, a wonderful son, and big dreams for the future. She never dreamed a disability would change her life forever.

But, in January 2003, Monica stepped off a porch and slipped on the wet ground. She went down, trying to brace her forward fall by stretching out her arms for support. Her right elbow, shattered in a dozen places, needed to be surgically repaired.

After initial recovery, Monica developed osteonecrosis, a condition known as “dying of the bone.” Monica’s humerus bones started to crumble and she became confined to a wheelchair. Monica eventually hired a caretaker to help her do basic daily tasks, such as bathing, eating, and dressing.

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