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What is Disability Insurance

Disability Insurance means peace of mind and protects your family’s future with a guaranteed income.

Why Use EZDIquote

We want you to be happy with your decision to use us. Get a FREE, no obligation  quote for income protection insurance.

Disability insurance helps protect your income if you became unable to work. However, unlike other types of insurance, disability income insurance protects your most important asset – your ability to earn a living.

Individual disability income insurance is all about you but benefits the whole family. Coverage is tailored to an individual’s health, income and occupation. Disability insurance is the best way to protect your paycheck and your family’s financial future. Accidents happen but if an injury or illness prevents you from earning an income, things can get harder. Being prepared can make all the difference when you need it most. Learn more about a disability income insurance policy.


Although many of us our covered by federally-funded Social Security Disability (SSD, or SSDI) and Supplemental Security Income (SSI), the application process can be complicated and not everyone is approved. If you’re approved, the amount of SSDI or SSI someone get every month is based on how long you’ve worked, how much you’ve contributed to Social Security, etc. – there are many factors to consider and calculations can get complicated.

But wait, your work benefit package includes disability insurance so you should be covered, right? Employee-paid disability insurance can be a great perk – as long as you’re employed with the same company. Accidents and injuries that prevent you from working can happen at any time, including if you’re between jobs, waiting for benefits at your new job to kick in, etc.

What Clients Are Saying

Your agents were EXTREMELY knowledgeable, and helped me to structure a policy to fit the unique needs of my practice. A+

Dr. Mary V.Syracuse, NY

Thank you so very much for helping me find something I feel comfortable with. It’s not the easiest type of shopping to navigate and it could potentially make a big difference in my life.

Cecilia R. Tacoma, WA

Disability insurance confused me but Steve cleared things up with one phone call. You guys are the best!

Scott D.Beaverton, OR

A big shout out to Steve for your help finding the right insurance for myself and my office staff. I feel better knowing my practice is protected.

Dr. Dennis I. Milwaukie, OR

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