Social Security Disability Insurance eligibility is determined using medical criteria in the Blue Book (Officially: Disability Evaluation Under Social Security). The impairments include the most common medical conditions that are severe enough to keep an individual from working. If you match the requirements of an impairment that is listed, you may qualify for SSDI benefits. SSDI pays […]
About Scott G.
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Entries by Scott G.
An ounce of prevention, the old saying goes, is worth a pound of cure. That’s certainly true about disability. You can immediately reduce your odds of becoming disabled by making a few commonsense improvements in the way you live. To learn more about disability insurance and how it works, check out Disability Insurance Basics! Embrace […]
You’ve worked hard to get where you’re at. Your hard work allows you to earn an income and pay for things you need – or want – in life. If you suddenly became unable to work, your paycheck would most likely stop – making it difficult to pay your mortgage, car payment, utilities, etc. Disability insurance protects your income and […]
Disability and the ensuing loss of income has huge financial implications that few are prepared for. Without the ability to maintain a steady income, workers may fall behind on payments. In fact, about 77 percent of consumers (shareable infographic) said they would not be able to pay their bills for more than a year if they suffered a […]
There are a lot of things to consider when buying disability insurance. Just like other types of insurance, the decisions you make will affect your disability insurance benefits, coverage and premiums. The best way to make sure that you’re making responsible decisions is to evaluate your situation and long term needs. Below are important factors from www.LifeHappens.org […]
Many people believe that social security disability insurance (SSDI) will pay out cash benefits if they’re unable to earn a paycheck. The truth is – only 36% of SSDI applicants ever get approved. You’re more likely to find a unicorn in the forest than you are an SSDI check in the mail. However, knowing the social […]
An accident at work left Joshua without the use of his legs, and left his family with tremendous financial strain. “Being in my twenties at the time of the accident, protecting myself from disability was not on my mind.” Ever since he was young, Joshua had a talent for mechanical work. After graduating from high […]
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