Entries by Scott G.

How Much Does Disability Insurance Cost

The cost of disability insurance is based on multiple factors. Although similar to other types of insurance, disability insurance has unique differences. The cost of your car insurance is based on how many years you’ve been driving (your age), the value of your car, your driving history and a few other factors. The cost for […]

4 Mistakes to Avoid When Buying Disability Income Insurance

Buying disability income insurance can be confusing. Choosing the right policy for your unique needs requires time, research and sometimes professional advice. Fortunately, you’ve made the right choice and you’ve come to the right place to learn more! Disability insurance policies have many moving parts that affect price, coverage benefits and policy features. These moving […]

Determining Social Security Disability Insurance Eligibility

Social Security Disability Insurance eligibility is determined using medical criteria in the Blue Book (Officially: Disability Evaluation Under Social Security). The impairments include the most common medical conditions that are severe enough to keep an individual from working. If you match the requirements of an impairment that is listed, you may qualify for SSDI benefits. SSDI pays […]

Avoiding a Disability by Making Healthy Lifestyle Choices

An ounce of prevention, the old saying goes, is worth a pound of cure. That’s certainly true about disability. You can immediately reduce your odds of becoming disabled by making a few commonsense improvements in the way you live. To learn more about disability insurance and how it works, check out Disability Insurance Basics! Embrace […]

Disability Insurance Protects Your Hard Work and Your Income

You’ve worked hard to get where you’re at. Your hard work allows you to earn an income and pay for things you need – or want – in life. If you suddenly became unable to work, your paycheck would most likely stop – making it difficult to pay your mortgage, car payment, utilities, etc. Disability insurance protects your income and […]

Disability and Loss of Income – 10 Expenses to Consider

Disability and the experiencing loss of income has huge financial implications that few are prepared for. Without the ability to maintain a steady income, workers may fall behind on utilities, mortgages, etc. and have trouble making ends meet. In fact, about 77 percent of consumers (shareable infographic) said they would not be able to pay their […]

Everything You Need to Know When Buying Disability Insurance

There are a lot of things to consider when buying disability insurance. Just like other types of insurance, the decisions you make will affect your disability insurance benefits, coverage and premiums. The best way to make sure that you’re making responsible decisions is to evaluate your situation and long term needs. Below are important factors from www.LifeHappens.org […]